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Home / Our Team / Roman Kharchenko
Roman Kharchenko
Mortgage Broker · Pick My Mortgage Rate, powered by Loan Factory
Roman Kharchenko is a mortgage broker on Jerry Kindig's Pick My Mortgage Rate team at Loan Factory, NMLS #2821436, licensed in Florida.
Roman works from the Orlando branch and guides Florida homebuyers through each step of financing.
- NMLS #2821436
- Loan Factory, Inc. NMLS #320841
Licensed state(s)
- FL
Meet Roman.
Roman Kharchenko is a Loan Officer based at our FL-Orlando branch. Licensed in Florida (NMLS #2821436), Roman is dedicated to providing personalized mortgage solutions and exceptional service to our clients. He is committed to guiding homebuyers through every step of the financing process with professionalism and care. Roman conducts business in English and is proud to serve the Orlando community as part of our team at LoanFactory.
Contact Roman
Loan programs and tools.
- ConventionalNot government-backed; works for many buyers with solid credit and steady income.
- FHAInsured by the FHA, with more flexible guidelines.
- VAFor eligible veterans, service members, and surviving spouses.
- USDAFor eligible buyers in eligible rural and suburban areas.
- Down Payment AssistancePrograms that can help bridge the down payment gap.
- Mobile HomesFinancing for mobile homes, with or without land.
- Self-Employed (Non-QM)Looks at your real financial picture, not just W-2s and tax returns.
- DSCRQualify on the property's rental income, not your personal income.
Not all clients will qualify for these products. Eligibility and availability vary by program and borrower. Roman Kharchenko, NMLS #2821436. Loan Factory, Inc. NMLS #320841. Equal Housing Opportunity. Verify on NMLS Consumer Access.