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For real estate agents · Powered by Loan Factory

A lending partner who helps your buyers.

We are an independent mortgage broker team. We shop your buyers' loans across 220+ wholesale lenders, keep you in the loop, and help your buyers make strong, well-prepared offers.

Partner with us Call or text (480) 526-4505

Email us · Meet the team

  • 220+wholesale lenders shopped
  • 19states Jerry is licensed in
  • 28licensed brokers on our team
  • $2,000Best Price Guarantee on eligible loans
Why partner with us

Built to help your deals close.

Your reputation rides on your buyer's financing. Here is how we protect it.

  • Fast, organized pre-approvals

    Our AI application tells your buyer exactly what to upload, so files come in complete and pre-approvals do not stall on missing documents.

  • Communication you can count on

    We keep you and your buyer updated at each key milestone, from pre-approval to closing, and we are a call or text away.

  • 220+ wholesale lenders

    As a broker, we shop your buyer's loan across our wholesale lender network instead of offering a single lender's products.

  • Offers that compete

    We provide a pre-approval letter for each offer and we are happy to talk with listing agents to answer questions about your buyer's financing.

  • A deep program menu

    Conventional, FHA, VA, USDA, down payment assistance, DSCR, Non-QM, construction, and more, so more of your buyers have a path.

  • Best Price Guarantee

    Eligible buyers get our $2,000 Best Price Guarantee. Conditions apply.

How we work together

Simple for you. Clear for your buyer.

  1. Step 1

    Connect

    A quick intro call so we learn how you like to work. Then introduce your buyer by phone, text, email, or the form below.

  2. Step 2

    Pre-approval

    Your buyer applies with AI and we shop their loan across our wholesale lenders.

  3. Step 3

    Offer support

    We provide a pre-approval letter for the offer and answer the listing agent's financing questions.

  4. Step 4

    Closing

    We keep you updated through underwriting and closing, subject to approval.

Illustrative process. Timelines vary by loan program and buyer. All loans subject to approval.

Programs

More ways to get your buyers to the closing table.

From first-time buyers to investors, we have a program to explore. Eligibility varies by program.

Our promise

$2,000 Best Price Guarantee

Close a loan with another lender at a lower combination of interest rate, fees, and monthly mortgage insurance, and we'll send you a $2,000 check.

See how it works

Conditions apply

  • Not available in Washington.
  • Loan amounts of $200,000 or more.
  • Fixed-rate Conventional conforming, FHA, and VA loans on identical loan types.
  • Builder preferred-lender and credit union offers excluded.
  • Additional conditions apply. Read the full terms.

The Best Price Guarantee does not apply to Down Payment Assistance (DPA), Reverse, Non-QM, DSCR, Fix & Flip, Construction, Mobile, Wealth Builder HELOC, or USDA loans. See the full terms.

Tools for you and your buyers

Free resources you can share.

Consumer resources your buyers and past clients can use on their own, at no cost.

Headshot of Jerry L. Kindig III, team lead
Your team

Led by Jerry L. Kindig III.

Jerry leads a team of 28 licensed mortgage brokers and coaches new loan officers. As a broker, he works for the borrower and shops each loan across 220+ wholesale lenders nationwide.

Jerry is licensed in 19 states:

  • AK
  • AZ
  • AR
  • CA
  • FL
  • IL
  • IN
  • KY
  • MA
  • MI
  • NV
  • NH
  • NC
  • OH
  • PA
  • TN
  • TX
  • UT
  • WA
Meet the teamState licenses
FAQ

Questions from agents.

Do you pay referral fees?

No. We do not pay referral fees or give anything of value in exchange for referrals. We earn your trust by taking good care of your buyers.

Which states do you lend in?

Jerry is licensed in 19 states: AK, AZ, AR, CA, FL, IL, IN, KY, MA, MI, NV, NH, NC, OH, PA, TN, TX, UT, and WA. Other brokers on our team are licensed in additional states.

How does my buyer get pre-approved?

Your buyer applies with AI, which tells them exactly what to upload. We review the file and shop the loan across our wholesale lenders. All loans are subject to approval.

Will you keep me updated?

Yes. We keep you and your buyer updated at each key milestone, and you can call or text (480) 526-4505 anytime.

Can my buyer use the Best Price Guarantee?

Eligible buyers can. Conditions apply, including loan amounts of $200,000 or more, fixed-rate Conventional conforming, FHA, and VA loans on identical loan types, and it is not available in Washington. It does not apply to Down Payment Assistance (DPA), Reverse, Non-QM, DSCR, Fix and Flip, Construction, Mobile, Wealth Builder HELOC, or USDA loans.

Do you work with investor clients?

Yes. We offer DSCR, Fix and Flip, and construction financing for investors, subject to eligibility and approval.

What about buyers with non-traditional income?

Self-employed buyers may be able to qualify with alternative income documentation through our Non-QM options.

Let's talk

Let's work together.

Tell us a little about your business and how you like to work. A licensed broker will follow up. Prefer to talk now?

Apply with AICall or text (480) 526-4505Email us