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Jerry Kindig is licensed in Washington. As an independent mortgage broker, we shop your loan across 220+ wholesale lenders, whether you are buying or refinancing in Washington.
Licensed in Washington
WALoan Factory, Inc. license, from our state license list.
Loan Factory, Inc. (NMLS #320841), the brokerage behind Pick My Mortgage Rate, holds this Washington license. Jerry Kindig (NMLS #2397823) is personally licensed as a mortgage loan originator in Washington.
Loan Factory, Inc. license in Washington, from our state license list:
Consumer Loan Company License
License#: CL-320841
Licensed by Washington State Department of Financial Institutions
NMLS Consumer Access is the official, free lookup for mortgage companies and loan officers.
Washington has about 8.0 million residents, according to the U.S. Census Bureau's estimate for July 1, 2025. As a licensed mortgage loan originator in Washington (NMLS #2397823) with access to 220+ wholesale lenders through Loan Factory, Jerry Kindig helps you compare loan options, whether you are buying your first home, moving up, refinancing, or investing.
The 11 largest Washington cities by population, plus the state capital, Olympia. Population: U.S. Census Bureau estimates for July 1, 2025.
Whether you are buying in Seattle, Spokane, Tacoma, or a smaller community, we work with borrowers throughout Washington and can walk you through loan options that fit your plans and your property.
Sources: U.S. Census Bureau, Vintage 2025 city population estimates · University of Washington · Pike Place Market · Washington State Capitol Campus.
A few facts worth knowing before you buy in Washington.
Sources: Washington Department of Revenue, income tax · Washington Department of Revenue, retail sales tax · NOAA NCEI 1991-2020 climate normals (Seattle-Tacoma, Spokane) · U.S. DOT time zone map · NIST, daylight saving time · Joint Base Lewis-McChord · Fairchild Air Force Base.
From the Cascades to the Olympic coast, here are seven places to explore.
An active volcano rising to 14,410 feet, with glaciers, subalpine wildflower meadows, and ancient forest.
Nearly a million acres with glacier-capped mountains, old-growth temperate rain forests, and over 70 miles of wild coastline.
Jagged peaks crowned by more than 300 glaciers, and cascading waters in forested valleys.
Saltwater shores, quiet woodlands, and the story of the 1859 standoff between the U.S. and Great Britain over the island.
Tells how Seattle flourished as a supply port for people heading to the Klondike Gold Rush.
In the Gifford Pinchot National Forest in southwest Washington, with sites tied to the May 18, 1980 eruption.
Founded in 1907, the Market spans nine historic acres in downtown Seattle, with farmers, crafters, and small businesses.
Sources: NPS Mount Rainier · NPS Olympic · NPS North Cascades · NPS San Juan Island · NPS Klondike Gold Rush - Seattle · USDA Forest Service, Gifford Pinchot National Forest · Pike Place Market · Washington State Tourism.
Home loans, investor loans, and equity options, all shopped for you. Eligibility varies by program. All loans are subject to approval.
Yes. Jerry Kindig (NMLS #2397823) is licensed in Washington, and Loan Factory, Inc. (NMLS #320841) holds Washington Consumer Loan Company License CL-320841 from the Washington State Department of Financial Institutions. You can verify both on NMLS Consumer Access.
Yes. Jerry is licensed in Washington and works with borrowers by phone, text, email, and online, so you can get started from wherever you are in the state.
Home loans (Conventional, FHA, VA, USDA, down payment assistance, mobile homes, and self-employed Non-QM), investor loans (DSCR, Fix and Flip, and construction), and equity and retirement options (Wealth Builder HELOC and reverse mortgages). Eligibility varies by program, and all loans are subject to approval.
Yes. Down payment assistance programs can help bridge the gap, and we pair them with the right loan. Eligibility, income limits, and terms vary by program, so ask us which programs you may qualify for.
Jerry is licensed in 19 states: Alaska, Arizona, Arkansas, California, Florida, Illinois, Indiana, Kentucky, Massachusetts, Michigan, Nevada, New Hampshire, North Carolina, Ohio, Pennsylvania, Tennessee, Texas, Utah, and Washington. Loan Factory, the brokerage behind Pick My Mortgage Rate, is licensed in 48 states and the District of Columbia.
Washington does not currently have an individual income tax. Beginning Jan. 1, 2028, a new 9.9% income tax will apply to individuals and married couples filing jointly with annual adjusted gross income over $1 million, according to the Washington Department of Revenue.
The state rate is 6.5%, and the local rate varies by city and county, according to the Washington Department of Revenue.
Seattle-Tacoma International Airport averages about 39 inches of precipitation a year and about 6 inches of snow, based on NOAA's 1991-2020 climate normals.
Apply with AI, shop rates online, or call or text (480) 526-4505. You can also send us a message with the form below.
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