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Interest Only Payments

Most traditional loans have full required payments.

We offer a interest only payment, so your monthly payment can be lower

Soft Credit Approvals

You can get an exact offer without impacting your credit score.

The hard pull happens only if you accept the loan.

Fully Online Process

The application, approval, and funding process is completely digital.

No lengthy paperwork, manual appraisals, or in-person appointments.

Fast Access to Funds

Funds can be available in as little as

5 business days once approved.

Transparent Fees

We have no hidden fees, You'll see everything upfront in your offer. The costs are crazy low!

Flexible Access

Take a lump some now and pay back your loan to be able to draw more funds later.

Contact Us

We love our clients, feel free to contact us or complete the form and we will be in touch

Pick My Mortgage Rate

Call/text: (480) 526-4505

Pick My Mortgage Rate

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Loan Factory

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2195 Tully Road, San Jose, CA 95122

480-526-4505