If you close a loan with any lender for a lower combination of interest rate, fees, and monthly mortgage insurance - we’ll send you a $1,000 check.

Step 1: Provide us with a Loan Estimate so that we can compare

Step 2: If we are unable to offer a better deal, you will proceed to lock rate and share the locked LE (on the same date) for us to try and beat.

Step 3: If we are still unable to beat the offer, you proceed to close with the competitor. After closing, please show us the Final CD within 10 days of the disbursement date, and Loan Factory will pay you $1,000.

Loan Factory confidently offers our $1,000 Best Price & Fees Guarantee. We've thoroughly checked our competitors and know we have the best deal. With our top-notch mortgage platform, we search through our best lenders to find you the cheapest rates and fees. Plus, we simply earn less on each loan. We might not make as much on each deal, but we make up for it by doing lots of loans. Our special low-cost way of doing business sets us apart from other lenders. That's why we have such low rates, and why we're happy to offer our $1,000 Best Price Guarantee. Other banks, credit unions, and mortgage companies won't promise the Best Price Guarantee because they know they don't have them.

Offer expires 4 30, 2025