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Licensing · NMLS #2397823

Our Licenses

Jerry Kindig is personally licensed in 19 states. Our brokerage, Loan Factory, is licensed in 48 states, so Shop Rates works in 48 states. Here is every state license, and how to verify it on NMLS Consumer Access.

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Our Licenses19 states
Map of the 19 states where Jerry Kindig is licensed. Select a state to go to its state page. Every license is also listed in the table below.
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Florida
  • Illinois
  • Indiana
  • Kentucky
  • Massachusetts
  • Michigan
  • Nevada
  • New Hampshire
  • North Carolina
  • Ohio
  • Pennsylvania
  • Tennessee
  • Texas
  • Utah
  • Washington

Select a highlighted state to go to its state page. License details for all 19 states are in the license table.

  • 19states where Jerry is personally licensed
  • 48states where our brokerage shops rates
  • #2397823Jerry Kindig, individual NMLS
  • #320841Loan Factory, company NMLS
19 vs. 48, explained

Two kinds of licenses.

Mortgage licensing works at two levels: the loan originator and the company. Both are listed on NMLS Consumer Access.

  • 19

    States where Jerry is licensed

    Jerry Kindig (NMLS #2397823) is personally licensed as a mortgage loan originator in these 19 states.

    • AK
    • AZ
    • AR
    • CA
    • FL
    • IL
    • IN
    • KY
    • MA
    • MI
    • NV
    • NH
    • NC
    • OH
    • PA
    • TN
    • TX
    • UT
    • WA
  • 48

    States where our brokerage shops rates

    Loan Factory (NMLS #320841), the brokerage behind Pick My Mortgage Rate, is licensed in 48 states and the District of Columbia. Shop Rates works in 48 states through our brokerage.

    See all Loan Factory state licenses

License numbers

Loan Factory licenses in Jerry's 19 states.

Company licenses held by Loan Factory (NMLS #320841) in each state where Jerry Kindig (NMLS #2397823) is licensed. Some states issue more than one license.

Source: Loan Factory state license list. Verify current status on NMLS Consumer Access.
StateLicenseLicense #Licensed by
AlaskaMortgage Broker/Lender LicenseAK320841Alaska Department of Commerce, Community & Economic Development: Division of Banking & Securities
ArizonaMortgage Banker LicenseBK-2005457Arizona Department of Insurance and Financial Institutions
ArkansasCombination of Mortgage Broker, Mortgage Banker and/or Mortgage Servicer Licenses124754Arkansas Securities Department
California (DRE)Real Estate Corporation MLO License Endorsement01771313California Department of Real Estate
California (DFPI)Financing Law License60DBO-110501California Department of Financial Protection and Innovation
FloridaMortgage Lender LicenseMLD2334Florida Office of Financial Regulation
IllinoisResidential Mortgage LicenseMB.6761525Illinois Department of Financial & Professional Regulation
Indiana (SOS)Loan Broker License320775Indiana Secretary of State Securities Division
Indiana (DFI)Mortgage Lending License70981Indiana Department of Financial Institutions
KentuckyMortgage Company LicenseMC753976Kentucky Department of Financial Institutions
MassachusettsMortgage Broker LicenseMB320841Massachusetts Division of Banks
Michigan1st Mortgage Broker/Lender LicenseFL0023417Michigan Department of Insurance and Financial Services
Michigan2nd Mortgage Broker/Lender LicenseSL0027009Michigan Department of Insurance and Financial Services
NevadaMortgage Company License5322State of Nevada, Division of Mortgage Lending
New HampshireMortgage Banker License320841MBNew Hampshire Banking Department
North CarolinaMortgage Broker LicenseB-194058North Carolina Commissioner of Banks Office
OhioResidential Mortgage Lending Act Certificate of RegistrationRM.804641.000Ohio Division of Financial Institutions
PennsylvaniaMortgage Lender License116324Pennsylvania Department of Banking and Securities
TennesseeMortgage License224255Tennessee Department of Financial Institutions, Compliance Division
Texas (SML)Mortgage Company License320841Texas Department of Savings and Mortgage Lending
Utah (DRE)Mortgage Entity License10982851Utah Division of Real Estate
WashingtonConsumer Loan Company LicenseCL-320841Washington State Department of Financial Institutions
State notices

Required state notices.

Notices published with Loan Factory's licenses in these states.

  • MassachusettsAs a mortgage broker, we arrange but do not make loans
  • IllinoisIllinois Department of Financial & Professional Regulation: 555 West Monroe Street, Suite 500 Chicago, IL 60661 (888) 473-4858 www.idfpr.illinois.gov
  • TexasConsumers wishing to file a complaint against a mortgage company or residential mortgage loan originator licensed in Texas, or to file a claim against a residential mortgage loan originator licensed in Texas should send a completed complaint form or claim application to the Department of Savings and Mortgage Lending (SML): 2601 N. Lamar Blvd, Suite 201, Austin, Texas 78705; Tel: 1-877-276-5550. Information and forms are available on SML's Website www.sml.texas.gov.
Verify us

Check our licenses yourself.

NMLS Consumer Access is the official, free lookup for mortgage companies and loan originators.

Not yet licensed (Jerry)

Loan Factory is licensed in these states and the District of Columbia, where Jerry is not yet personally licensed. Shop Rates works here through our brokerage.

  • AL
  • CO
  • DE
  • DC
  • GA
  • HI
  • ID
  • IA
  • KS
  • LA
  • ME
  • MD
  • MN
  • MS
  • MO
  • MT
  • NE
  • NJ
  • NM
  • ND
  • OK
  • OR
  • RI
  • SC
  • SD
  • VT
  • VA
  • WV
  • WI
  • WY
FAQ

State license questions.

Which states is Jerry Kindig licensed in?

Jerry Kindig (NMLS #2397823) is licensed in 19 states: Alaska, Arizona, Arkansas, California, Florida, Illinois, Indiana, Kentucky, Massachusetts, Michigan, Nevada, New Hampshire, North Carolina, Ohio, Pennsylvania, Tennessee, Texas, Utah, and Washington.

What does "48 states through our brokerage" mean?

Loan Factory (NMLS #320841), the brokerage behind Pick My Mortgage Rate, is licensed in 48 states and the District of Columbia. Shop Rates works in those 48 states through our brokerage, while Jerry personally originates loans in his 19 licensed states.

How can I verify a license?

Search NMLS Consumer Access for Jerry Kindig, NMLS #2397823, or Loan Factory, NMLS #320841. It is the official, free lookup for mortgage companies and loan originators.

What is an NMLS ID?

A unique number assigned by the Nationwide Multistate Licensing System and Registry (NMLS) to each mortgage company and loan originator. It stays the same across every state.

Why do some states show more than one license?

Some states issue separate licenses by activity or regulator. For example, California has a DRE and a DFPI license, Indiana has SOS and DFI licenses, and Michigan has first and second mortgage licenses.

My state is not on Jerry's list. Can you still help?

Shop Rates works in 48 states through our brokerage. Call or text (480) 526-4505 or send the form, and we will point you to the right next step.

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