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Indiana · Powered by Loan Factory
Jerry Kindig is licensed in Indiana. As an independent mortgage broker, we shop your loan across 220+ wholesale lenders, whether you are buying or refinancing in Indiana.
Licensed in Indiana
INLoan Factory, Inc. licenses, from our state license list.
Loan Factory, Inc. (NMLS #320841), the brokerage behind Pick My Mortgage Rate, holds these Indiana licenses. Jerry Kindig (NMLS #2397823) is personally licensed as a mortgage loan originator in Indiana.
Loan Factory, Inc. licenses in Indiana, from our state license list:
Loan Broker License
License#: 320775
Licensed by Indiana Secretary of State Securities Division
Mortgage Lending License
License#: 70981
Licensed by Indiana Department of Financial Institutions
NMLS Consumer Access is the official, free lookup for mortgage companies and loan officers.
Indiana has about 7.0 million residents, according to the U.S. Census Bureau's estimate for July 1, 2025. As a licensed mortgage loan originator in Indiana (NMLS #2397823) with access to 220+ wholesale lenders through Loan Factory, Jerry Kindig helps you compare loan options, whether you are buying your first home, moving up, refinancing, or investing.
The 12 largest Indiana cities by population. Population: U.S. Census Bureau estimates for July 1, 2025 (Indianapolis: consolidated city).
Whether you are buying in Indianapolis, Fort Wayne, Northwest Indiana, or a smaller community, we work with borrowers throughout Indiana and can walk you through loan options that fit your plans and your property.
Sources: U.S. Census Bureau, Vintage 2025 city population estimates · IN.gov, Indiana Statehouse · Indiana University Bloomington · 49 CFR Part 71 (time zones) · U.S. DOT time zone map.
A few facts worth knowing before you buy in Indiana.
Sources: Indiana Department of Revenue, rates · Indiana Department of Revenue, Departmental Notice #1 (county rates) · Indiana Department of Revenue, sales tax · NOAA NCEI 1991-2020 climate normals (Indianapolis, South Bend) · 49 CFR Part 71 (time zones) · U.S. DOT time zone map · NIST, daylight saving time.
From the Lake Michigan shore to southern Indiana, here are six places to explore.
15 miles of Lake Michigan shoreline, with over 50 miles of trails through dunes, woodlands, prairies, and wetlands.
Where Abraham Lincoln grew from youth to manhood, in southern Indiana.
Marks the February 1779 surrender of Fort Sackville to American Colonel George Rogers Clark.
Nearly 16,000 acres of rugged hills, ridges, and ravines near Nashville, Indiana, nicknamed the Little Smokies.
Home of the Indianapolis 500 and NASCAR's Brickyard Weekend.
The current State House in Indianapolis was completed in October 1888, after 10 years of construction.
Sources: NPS Indiana Dunes · NPS Lincoln Boyhood · NPS George Rogers Clark · Indiana DNR, Brown County State Park · Indianapolis Motor Speedway · IN.gov, Indiana Statehouse · Visit Indiana.
Home loans, investor loans, and equity options, all shopped for you. Eligibility varies by program. All loans are subject to approval.
Close a loan with another lender at a lower combination of interest rate, fees, and monthly mortgage insurance, and we'll send you a $2,000 check.
The Best Price Guarantee does not apply to Down Payment Assistance (DPA), Reverse, Non-QM, DSCR, Fix & Flip, Construction, Mobile, Wealth Builder HELOC, or USDA loans. See the full terms.
Yes. Jerry Kindig (NMLS #2397823) is licensed in Indiana, and Loan Factory, Inc. (NMLS #320841) holds two Indiana licenses: Loan Broker License 320775 from the Indiana Secretary of State Securities Division and Mortgage Lending License 70981 from the Indiana Department of Financial Institutions. You can verify both on NMLS Consumer Access.
Yes. Jerry is licensed in Indiana and works with borrowers by phone, text, email, and online, so you can get started from wherever you are in the state.
Home loans (Conventional, FHA, VA, USDA, down payment assistance, mobile homes, and self-employed Non-QM), investor loans (DSCR, Fix and Flip, and construction), and equity and retirement options (Wealth Builder HELOC and reverse mortgages). Eligibility varies by program, and all loans are subject to approval.
Yes. Down payment assistance programs can help bridge the gap, and we pair them with the right loan. Eligibility, income limits, and terms vary by program, so ask us which programs you may qualify for.
Yes, for eligible loans. Conditions apply, including loan amounts of $200,000 or more and fixed-rate Conventional conforming, FHA, and VA loans on identical loan types. It does not apply to Down Payment Assistance (DPA), Reverse, Non-QM, DSCR, Fix and Flip, Construction, Mobile, Wealth Builder HELOC, or USDA loans.
Jerry is licensed in 19 states: Alaska, Arizona, Arkansas, California, Florida, Illinois, Indiana, Kentucky, Massachusetts, Michigan, Nevada, New Hampshire, North Carolina, Ohio, Pennsylvania, Tennessee, Texas, Utah, and Washington. Loan Factory, the brokerage behind Pick My Mortgage Rate, is licensed in 48 states and the District of Columbia.
Yes. Indiana's individual adjusted gross income tax rate is 2.95% for 2026, according to the Indiana Department of Revenue. Counties also levy a local income tax, and rates vary by county.
Indiana's sales tax rate is 7%, according to the Indiana Department of Revenue.
Most of Indiana is on Eastern Time, including Indianapolis. Twelve counties are on Central Time: six in the northwest corner, including Gary and Hammond, and six in the southwest corner, including Evansville. Both observe daylight saving time.
Apply with AI, shop rates online, or call or text (480) 526-4505. You can also send us a message with the form below.
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