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Jerry Kindig is licensed in New Hampshire. As an independent mortgage broker, we shop your loan across 220+ wholesale lenders, whether you are buying or refinancing in New Hampshire.
Licensed in New Hampshire
NHLoan Factory, Inc. license, from our state license list.
Loan Factory, Inc. (NMLS #320841), the brokerage behind Pick My Mortgage Rate, holds this New Hampshire license. Jerry Kindig (NMLS #2397823) is personally licensed as a mortgage loan originator in New Hampshire.
Loan Factory, Inc. license in New Hampshire, from our state license list:
Mortgage Banker License
License#: 320841MB
Licensed by New Hampshire Banking Department
NMLS Consumer Access is the official, free lookup for mortgage companies and loan officers.
New Hampshire has about 1.4 million residents, according to the U.S. Census Bureau's estimate for July 1, 2025. As a licensed mortgage loan originator in New Hampshire (NMLS #2397823) with access to 220+ wholesale lenders through Loan Factory, Jerry Kindig helps you compare loan options, whether you are buying your first home, moving up, refinancing, or investing.
The 10 largest New Hampshire cities by population. Population: U.S. Census Bureau estimates for July 1, 2025.
Whether you are buying in Manchester, in Nashua, or in a smaller town, we work with borrowers throughout New Hampshire and can walk you through loan options that fit your plans and your property.
Sources: U.S. Census Bureau, Vintage 2025 city population estimates · General Court of New Hampshire, State House Visitor Center · Southern New Hampshire University · UNH Manchester · Keene State College · Strawbery Banke Museum.
A few facts worth knowing before you buy in New Hampshire.
Sources: NH Department of Revenue Administration, Interest and Dividends Tax · NH DRA, sales tax FAQ · NH DRA, Meals and Rooms (Rentals) Tax · NOAA NCEI 1991-2020 climate normals (Concord, Mount Washington) · U.S. DOT time zone map · NIST, daylight saving time · 157th Air Refueling Wing.
New Hampshire State Parks manages 93 properties, from beaches to historic sites. Here are five places to explore.
Hardwood forests, alpine peaks, clear mountain lakes and streams, and scenic drives.
The Flume Gorge, Echo Lake Beach, and hiking trails.
The Maine-to-Georgia footpath crosses New Hampshire.
The home and studio of sculptor Augustus Saint-Gaudens in Cornish.
Visit New Hampshire offers a covered bridges tour and a fall foliage tracker.
Sources: USDA Forest Service, White Mountain National Forest · NH State Parks, Franconia Notch · NH State Parks, about · NPS New Hampshire · NPS Saint-Gaudens · Visit New Hampshire.
Home loans, investor loans, and equity options, all shopped for you. Eligibility varies by program. All loans are subject to approval.
Close a loan with another lender at a lower combination of interest rate, fees, and monthly mortgage insurance, and we'll send you a $2,000 check.
The Best Price Guarantee does not apply to Down Payment Assistance (DPA), Reverse, Non-QM, DSCR, Fix & Flip, Construction, Mobile, Wealth Builder HELOC, or USDA loans. See the full terms.
Yes. Jerry Kindig (NMLS #2397823) is licensed in New Hampshire, and Loan Factory, Inc. (NMLS #320841) holds New Hampshire Mortgage Banker License 320841MB from the New Hampshire Banking Department. You can verify both on NMLS Consumer Access.
Yes. Jerry is licensed in New Hampshire and works with borrowers by phone, text, email, and online, so you can get started from wherever you are in the state.
Home loans (Conventional, FHA, VA, USDA, down payment assistance, mobile homes, and self-employed Non-QM), investor loans (DSCR, Fix and Flip, and construction), and equity and retirement options (Wealth Builder HELOC and reverse mortgages). Eligibility varies by program, and all loans are subject to approval.
Yes. Down payment assistance programs can help bridge the gap, and we pair them with the right loan. Eligibility, income limits, and terms vary by program, so ask us which programs you may qualify for.
Yes, for eligible loans. Conditions apply, including loan amounts of $200,000 or more and fixed-rate Conventional conforming, FHA, and VA loans on identical loan types. It does not apply to Down Payment Assistance (DPA), Reverse, Non-QM, DSCR, Fix and Flip, Construction, Mobile, Wealth Builder HELOC, or USDA loans.
Jerry is licensed in 19 states: Alaska, Arizona, Arkansas, California, Florida, Illinois, Indiana, Kentucky, Massachusetts, Michigan, Nevada, New Hampshire, North Carolina, Ohio, Pennsylvania, Tennessee, Texas, Utah, and Washington. Loan Factory, the brokerage behind Pick My Mortgage Rate, is licensed in 48 states and the District of Columbia.
New Hampshire does not have an income tax on wages, and its Interest and Dividends Tax was repealed for taxable periods beginning after December 31, 2024, according to the New Hampshire Department of Revenue Administration.
There is no general sales tax on goods purchased in New Hampshire. An 8.5% Meals and Rooms (Rentals) Tax applies to restaurant meals, hotel rooms, and car rentals, according to the New Hampshire Department of Revenue Administration.
It varies a lot by elevation. Concord averages about 68 inches a year, while the summit station on Mount Washington averages about 282 inches, based on NOAA's 1991-2020 climate normals.
Apply with AI, shop rates online, or call or text (480) 526-4505. You can also send us a message with the form below.
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