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Alaska · Powered by Loan Factory
Jerry Kindig is licensed in Alaska. As an independent mortgage broker, we shop your loan across 220+ wholesale lenders, whether you are buying or refinancing in Alaska.
Licensed in Alaska
AKLoan Factory, Inc. license, from our state license list.
Loan Factory, Inc. (NMLS #320841), the brokerage behind Pick My Mortgage Rate, holds this Alaska license. Jerry Kindig (NMLS #2397823) is personally licensed as a mortgage loan originator in Alaska.
Loan Factory, Inc. license in Alaska, from our state license list:
Mortgage Broker/Lender License
License#: AK320841
Licensed by Alaska Department of Commerce, Community & Economic Development: Division of Banking & Securities
NMLS Consumer Access is the official, free lookup for mortgage companies and loan officers.
Alaska has about 737,000 residents, according to the U.S. Census Bureau's estimate for July 1, 2025. As a licensed mortgage loan originator in Alaska (NMLS #2397823) with access to 220+ wholesale lenders through Loan Factory, Jerry Kindig helps you compare loan options, whether you are buying your first home, moving up, refinancing, or investing.
The 10 largest Alaska cities by population. Population: U.S. Census Bureau estimates for July 1, 2025.
Whether you are buying in Anchorage, Fairbanks, Juneau, or a smaller community, we work with borrowers throughout Alaska and can walk you through loan options that fit your plans and your property.
Sources: U.S. Census Bureau, Vintage 2025 city population estimates · University of Alaska Anchorage · City and Borough of Juneau · University of Alaska Fairbanks · NPS Sitka.
A few facts worth knowing before you buy in Alaska.
Sources: Alaska Department of Revenue, Tax Division · Alaska Office of the State Assessor, sales tax · Alaska Department of Revenue, Permanent Fund Dividend · PFD eligibility requirements · NOAA NCEI 1991-2020 climate normals (Anchorage, Fairbanks) · 49 CFR Part 71 (time zones) · U.S. DOT time zone map · NIST, daylight saving time · Joint Base Elmendorf-Richardson · Eielson Air Force Base · U.S. Army Fort Wainwright.
Travel Alaska groups the state into five regions. Here are seven places to explore.
Six million acres of wild land, bisected by one road, with views of 20,310-foot Mount McKinley.
Nearly 40 glaciers flow from the Harding Icefield at the edge of the Kenai Peninsula.
3.3 million acres of mountains, glaciers, temperate rainforest, and fjords in Alaska's Inside Passage.
At 13.2 million acres, the park rises from the ocean to 18,008 feet.
Established in 1918 to protect the Valley of Ten Thousand Smokes. It also protects habitat for salmon and thousands of brown bears.
Totem poles line a coastal trail at the site of a battle between Russian traders and the Kiks.ádi Tlingit, and the restored Russian Bishop's House stands nearby.
Remembers the trails, boomtowns, and stories of the Klondike Gold Rush.
Sources: NPS Denali · NPS Kenai Fjords · NPS Glacier Bay · NPS Wrangell-St. Elias · NPS Katmai · NPS Sitka · NPS Klondike Gold Rush · Travel Alaska.
Home loans, investor loans, and equity options, all shopped for you. Eligibility varies by program. All loans are subject to approval.
Close a loan with another lender at a lower combination of interest rate, fees, and monthly mortgage insurance, and we'll send you a $2,000 check.
The Best Price Guarantee does not apply to Down Payment Assistance (DPA), Reverse, Non-QM, DSCR, Fix & Flip, Construction, Mobile, Wealth Builder HELOC, or USDA loans. See the full terms.
Yes. Jerry Kindig (NMLS #2397823) is licensed in Alaska, and Loan Factory, Inc. (NMLS #320841) holds Alaska Mortgage Broker/Lender License AK320841 from the Alaska Department of Commerce, Community & Economic Development: Division of Banking & Securities. You can verify both on NMLS Consumer Access.
Yes. Jerry is licensed in Alaska and works with borrowers by phone, text, email, and online, so you can get started from wherever you are in the state.
Home loans (Conventional, FHA, VA, USDA, down payment assistance, mobile homes, and self-employed Non-QM), investor loans (DSCR, Fix and Flip, and construction), and equity and retirement options (Wealth Builder HELOC and reverse mortgages). Eligibility varies by program, and all loans are subject to approval.
Yes. Down payment assistance programs can help bridge the gap, and we pair them with the right loan. Eligibility, income limits, and terms vary by program, so ask us which programs you may qualify for.
Yes, for eligible loans. Conditions apply, including loan amounts of $200,000 or more and fixed-rate Conventional conforming, FHA, and VA loans on identical loan types. It does not apply to Down Payment Assistance (DPA), Reverse, Non-QM, DSCR, Fix and Flip, Construction, Mobile, Wealth Builder HELOC, or USDA loans.
Jerry is licensed in 19 states: Alaska, Arizona, Arkansas, California, Florida, Illinois, Indiana, Kentucky, Massachusetts, Michigan, Nevada, New Hampshire, North Carolina, Ohio, Pennsylvania, Tennessee, Texas, Utah, and Washington. Loan Factory, the brokerage behind Pick My Mortgage Rate, is licensed in 48 states and the District of Columbia.
No. The State of Alaska does not have an individual income tax, according to the Alaska Department of Revenue, and it does not levy a sales tax, according to the Alaska Office of the State Assessor. Several local municipalities do levy a sales tax.
According to the Alaska Department of Revenue, the 2026 Permanent Fund Dividend amount is $1,200, which includes a $200 energy relief payment. To qualify, you must meet the department's eligibility requirements, including being an Alaska resident during all of calendar year 2025.
Most of Alaska is on Alaska Time. The Aleutian Islands west of 169 degrees 30 minutes west longitude, including Adak, are on Hawaii-Aleutian Time. Both observe daylight saving time.
Apply with AI, shop rates online, or call or text (480) 526-4505. You can also send us a message with the form below.
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