
Edwin Matos
Premier Broker
Licensed state(s): Illinois, Indiana, Wisconsin
NMLS #2749585
Home loans
Investor loans
Equity & retirement
Eligibility and availability vary by program and borrower. All loans are subject to approval.
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Independent brokers · Powered by Loan Factory
Licensed mortgage brokers who work for you, not a single lender. Led by Jerry L. Kindig III, our team shops your loan across our wholesale lender network.
The AI assistant helps collect your application information and navigate product criteria. Formal underwriting review, rate locks, and credit approvals are conducted by licensed mortgage professionals.

Throughout my career as a mortgage loan officer, I have had the privilege of assisting thousands of families in achieving their dream of homeownership. I began my journey with the largest retail mortgage lender in the country, but I quickly recognized that their business model and corporate structure often resulted in higher rates and costs for clients compared to wholesale lenders, ultimately making homeownership more expensive.
Now, as a mortgage broker, I work directly for you, leveraging my expertise to shop your loan across 220+ wholesale lenders. This approach saves you time and lets you compare financing options side by side. I also coach and mentor new loan officers, helping them build confidence, master the mortgage process, and grow a successful business. I simplify the learning curve so they can focus on closing more loans and serve you in the highest capacity.
Every broker below is individually licensed. You can verify any license at NMLS Consumer Access.

Premier Broker
Licensed state(s): Illinois, Indiana, Wisconsin
NMLS #2749585

Mortgage Broker
Licensed state(s): Florida
NMLS #2821436

Mortgage Broker
Licensed state(s): Washington
NMLS #2703334

Mortgage Broker
Licensed state(s): Arkansas
NMLS #2666050

Senior Broker
Licensed state(s): Arizona, California, Illinois, North Carolina
NMLS #2669744

Mortgage Broker
Licensed state(s): Texas
NMLS #2771946

Mortgage Broker
Licensed state(s): Florida
NMLS #2714918

Mortgage Broker
Licensed state(s): California, Tennessee
NMLS #2663665

Mortgage Broker
Licensed state(s): New Jersey, Oregon, Pennsylvania
NMLS #2495053

Mortgage Broker
Licensed state(s): Florida
NMLS #2737617

Mortgage Broker
Licensed state(s): Arizona
NMLS #1866285

Mortgage Broker
Licensed state(s): California
NMLS #1661609

Mortgage Broker
Licensed state(s): Florida, Michigan, New Hampshire
NMLS #713754

Mortgage Broker
Licensed state(s): California
NMLS #989189

Mortgage Broker
Licensed state(s): Texas
NMLS #2588338

Mortgage Broker
Licensed state(s): Texas
NMLS #1691452

Mortgage Broker
Licensed state(s): Arkansas, Oklahoma, Texas
NMLS #2660608

Mortgage Broker
Licensed state(s): Ohio, Texas
NMLS #2730654

Mortgage Broker
Licensed state(s): California
NMLS #2162074

Mortgage Broker
Licensed state(s): Texas
NMLS #2709665

Mortgage Broker
Licensed state(s): Texas
NMLS #2791374

Mortgage Broker
Licensed state(s): Florida, Louisiana
NMLS #2806060

Mortgage Broker
Licensed state(s): California
NMLS #2721406

Mortgage Broker
Licensed state(s): California
NMLS #1102325

Mortgage Broker
Licensed state(s): Florida
NMLS #2762702

Mortgage Broker
Licensed state(s): Texas
NMLS #2722143

Mortgage Broker
Licensed state(s): Massachusetts
NMLS #2432256
At PickMyMortgageRate.com, our entire platform is built upon a single, unwavering mission: to honor families by serving as faithful stewards of their dreams. We provide an honest and simple path to the right mortgage, ensuring that the blessing of homeownership is built on a foundation of clarity, integrity, and accessible truth for everyone.
We believe that a home is more than an asset; it is the cornerstone of a stable family legacy.
Read our full missionTo cultivate a marketplace where securing a home is seen as a covenant of trust rather than a negotiation of profit, we envision a future where every mortgage is the start of a firm foundation, rooted in transparency and the peace of a stable family legacy.
We envision a world where the financial decision to own a home is approached with peace and excitement, not anxiety.
Read our full visionA licensed mortgage broker from our team, led by Jerry L. Kindig III. Reach out and we will match you with a broker licensed in your state.
Each broker's licensed states are listed on their card above. If you are not sure, call or text (480) 526-4505 and we will point you to the right person.
Every broker's NMLS number is listed on this page. You can look up any NMLS number at NMLS Consumer Access.
A retail lender offers its own loans. As a mortgage broker, we work for you and shop your loan across our network of wholesale lenders.
Side-by-side guides to the choices that come up most with this program.
We love our clients. Send a note and a licensed broker will be in touch. Prefer to move now?
The AI assistant helps collect your application information and navigate product criteria. Formal underwriting review, rate locks, and credit approvals are conducted by licensed mortgage professionals.