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Nevada · Powered by Loan Factory
Jerry Kindig is licensed in Nevada. As an independent mortgage broker, we shop your loan across 220+ wholesale lenders, whether you are buying or refinancing in Nevada.
Licensed in Nevada
NVLoan Factory, Inc. license, from our state license list.
Loan Factory, Inc. (NMLS #320841), the brokerage behind Pick My Mortgage Rate, holds this Nevada license. Jerry Kindig (NMLS #2397823) is personally licensed as a mortgage loan originator in Nevada.
Loan Factory, Inc. license in Nevada, from our state license list:
Mortgage Company License
License#: 5322
Licensed by State of Nevada, Division of Mortgage Lending
NMLS Consumer Access is the official, free lookup for mortgage companies and loan officers.
Nevada has about 3.3 million residents, according to the U.S. Census Bureau's estimate for July 1, 2025. As a licensed mortgage loan originator in Nevada (NMLS #2397823) with access to 220+ wholesale lenders through Loan Factory, Jerry Kindig helps you compare loan options, whether you are buying your first home, moving up, refinancing, or investing.
The 10 largest Nevada cities by population. Population: U.S. Census Bureau estimates for July 1, 2025.
Whether you are buying in Las Vegas, Henderson, Reno, or a smaller community, we work with borrowers throughout Nevada and can walk you through loan options that fit your plans and your property.
Sources: U.S. Census Bureau, Vintage 2025 city population estimates · University of Nevada, Las Vegas · University of Nevada, Reno · Nevada State Museum, Nevada State Capitol.
A few facts worth knowing before you buy in Nevada.
Sources: Nevada Department of Taxation, income tax in Nevada · Nevada Department of Taxation, sales and use tax · NOAA NCEI 1991-2020 climate normals (Las Vegas, Reno) · 49 CFR Part 71 (time zones) · U.S. DOT time zone map · NIST, daylight saving time · Nellis Air Force Base.
From the Las Vegas desert to the shore of Lake Tahoe, here are six places to explore.
From the 13,063-foot summit of Wheeler Peak to sagebrush foothills, with ancient bristlecone pines, dark night skies, and caves.
1.5 million acres of mountains, canyons, and valleys around two reservoirs, on the Nevada-Arizona line.
Nevada's first National Conservation Area, 17 miles west of the Las Vegas Strip, with a 13-mile scenic drive and hiking trails.
40,000 acres of bright red Aztec sandstone, with petrified trees and petroglyphs dating back more than 2,000 years.
Beaches, clear water, and rock formations on Lake Tahoe's eastern shore, and home of the Lake Tahoe Shakespeare Festival each summer.
In Carson City, built in 1870-71, with a silver-colored dome and the Battle Born Hall museum inside.
Sources: NPS Great Basin · NPS Lake Mead · BLM, Red Rock Canyon NCA · Nevada State Parks, Valley of Fire · Nevada State Parks, Sand Harbor · Nevada State Museum, Nevada State Capitol · Travel Nevada.
Home loans, investor loans, and equity options, all shopped for you. Eligibility varies by program. All loans are subject to approval.
Close a loan with another lender at a lower combination of interest rate, fees, and monthly mortgage insurance, and we'll send you a $2,000 check.
The Best Price Guarantee does not apply to Down Payment Assistance (DPA), Reverse, Non-QM, DSCR, Fix & Flip, Construction, Mobile, Wealth Builder HELOC, or USDA loans. See the full terms.
Yes. Jerry Kindig (NMLS #2397823) is licensed in Nevada, and Loan Factory, Inc. (NMLS #320841) holds Nevada Mortgage Company License 5322 from the State of Nevada, Division of Mortgage Lending. You can verify both on NMLS Consumer Access.
Yes. Jerry is licensed in Nevada and works with borrowers by phone, text, email, and online, so you can get started from wherever you are in the state.
Home loans (Conventional, FHA, VA, USDA, down payment assistance, mobile homes, and self-employed Non-QM), investor loans (DSCR, Fix and Flip, and construction), and equity and retirement options (Wealth Builder HELOC and reverse mortgages). Eligibility varies by program, and all loans are subject to approval.
Yes. Down payment assistance programs can help bridge the gap, and we pair them with the right loan. Eligibility, income limits, and terms vary by program, so ask us which programs you may qualify for.
Yes, for eligible loans. Conditions apply, including loan amounts of $200,000 or more and fixed-rate Conventional conforming, FHA, and VA loans on identical loan types. It does not apply to Down Payment Assistance (DPA), Reverse, Non-QM, DSCR, Fix and Flip, Construction, Mobile, Wealth Builder HELOC, or USDA loans.
Jerry is licensed in 19 states: Alaska, Arizona, Arkansas, California, Florida, Illinois, Indiana, Kentucky, Massachusetts, Michigan, Nevada, New Hampshire, North Carolina, Ohio, Pennsylvania, Tennessee, Texas, Utah, and Washington. Loan Factory, the brokerage behind Pick My Mortgage Rate, is licensed in 48 states and the District of Columbia.
No. Nevada does not have a state income tax on individuals, according to the Nevada Department of Taxation. Residents do not pay state tax on salaries, wages, or similar compensation.
The base state rate is 6.85%, and local jurisdictions can add more. The total rate is 8.375% in Clark County and 8.265% in Washoe County, according to the Nevada Department of Taxation.
Nevada is on Pacific Time and observes daylight saving time. The exception is the city of West Wendover, on the Utah line, which is on Mountain Time.
Apply with AI, shop rates online, or call or text (480) 526-4505. You can also send us a message with the form below.
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