- Home
- Best Price Guarantee
Programs
Home loans
Investor loans
Equity & retirement
- All loan programsCompare all 12 programs
Eligibility and availability vary by program and borrower. All loans are subject to approval.
- Blog
- Contact Us
Home / Our Team / Paul Schmidt
Paul Schmidt
Mortgage Broker · Pick My Mortgage Rate, powered by Loan Factory
Paul Schmidt is a mortgage broker on Jerry Kindig's Pick My Mortgage Rate team at Loan Factory, NMLS #2660608, licensed in Arkansas, Oklahoma, and Texas.
Paul has more than 20 years in banking. He works on purchases, refinances, home equity, land and construction, and commercial property.
- NMLS #2660608
- Loan Factory, Inc. NMLS #320841
Licensed state(s)
- AR
- OK
- TX
Meet Paul.
I have 20+ years of experience in the banking industry and am happy to assist you as your
Mortgage Broker/ Loan Officer.
Benefits of using Loan Factory/ Paul Schmidt:
Our mission is to provide low mortgage rates with great customer service !
• We shop rates: compare real-time rates from 200+ select lenders to find you the best deal
• Independent advice: provide you with advice on mortgage options
I am looking forward to working with you!
Example meeting topics:
• Commercial Property
• Home Equity/ HELOC
• Land/ Construction
• Purchase - First-Time Home Buyer, Investment Property/ Rental (DSCR), Primary Residence, Second home
• Refinance
• Reverse Mortgage
Contact Paul
Loan programs and tools.
- ConventionalNot government-backed; works for many buyers with solid credit and steady income.
- FHAInsured by the FHA, with more flexible guidelines.
- VAFor eligible veterans, service members, and surviving spouses.
- USDAFor eligible buyers in eligible rural and suburban areas.
- Down Payment AssistancePrograms that can help bridge the down payment gap.
- Mobile HomesFinancing for mobile homes, with or without land.
- Self-Employed (Non-QM)Looks at your real financial picture, not just W-2s and tax returns.
- DSCRQualify on the property's rental income, not your personal income.
Not all clients will qualify for these products. Eligibility and availability vary by program and borrower. Paul Schmidt, NMLS #2660608. Loan Factory, Inc. NMLS #320841. Equal Housing Opportunity. Verify on NMLS Consumer Access.