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Home / Our Team / Matthew Watson
Matthew Watson
Mortgage Broker · Pick My Mortgage Rate, powered by Loan Factory
Matthew Watson is a mortgage broker on Jerry Kindig's Pick My Mortgage Rate team at Loan Factory, NMLS #2588338, licensed in Texas and Virginia.
Matt has more than 25 years of real estate experience and helps homebuyers and homeowners with purchases, refinances, and home equity options.
- NMLS #2588338
- Loan Factory, Inc. NMLS #320841
Licensed state(s)
- TX
- VA
Meet Matthew.
With over 25 years of real estate experience and a solid foundation in mortgage lending, Matt Watson provides expert guidance to both homebuyers and homeowners. Whether purchasing, refinancing, or exploring home equity options, Matt focuses on clarity, precision, and trust, ensuring a smooth experience from application to closing.
Contact Matthew
Loan programs and tools.
- ConventionalNot government-backed; works for many buyers with solid credit and steady income.
- FHAInsured by the FHA, with more flexible guidelines.
- VAFor eligible veterans, service members, and surviving spouses.
- USDAFor eligible buyers in eligible rural and suburban areas.
- Down Payment AssistancePrograms that can help bridge the down payment gap.
- Mobile HomesFinancing for mobile homes, with or without land.
- Self-Employed (Non-QM)Looks at your real financial picture, not just W-2s and tax returns.
- DSCRQualify on the property's rental income, not your personal income.
Not all clients will qualify for these products. Eligibility and availability vary by program and borrower. Matthew Watson, NMLS #2588338. Loan Factory, Inc. NMLS #320841. Equal Housing Opportunity. Verify on NMLS Consumer Access.