Home loans
Investor loans
Equity & retirement
Eligibility and availability vary by program and borrower. All loans are subject to approval.

Mortgage Broker · Pick My Mortgage Rate, powered by Loan Factory
Kristine Ta is a mortgage broker on Jerry Kindig's Pick My Mortgage Rate team at Loan Factory, NMLS #2703334, licensed in Washington.
Kristine is based in Washington and works in both English and Vietnamese. She focuses on first-time buyers and homeowners looking to refinance.
I'm Kristine Ta, a Licensed Mortgage Loan Officer based in Washington, proudly partnered with Loan Factory, one of the nation's top-rated mortgage brokers.
I specialize in helping first-time buyers, current homeowners looking to refinance, and clients who want fast, efficient, and affordable mortgage solutions.
What sets me apart? I combine smart technology with a personal touch, so you get fast turnarounds, transparent updates, and tailored advice, all with a focus on your financial well-being.
I have access to hundreds of loan products and over 200 lenders. That means I’ll help you find the right loan at the best possible rate, without the runaround.
Fluent in both English and Vietnamese, I proudly serve the diverse communities across Washington. Whether it’s a starter home, investment property, or refinance strategy, I’m here to help you succeed.
Ready to get started? Reach out today — or explore rates and apply online in minutes.
Not all clients will qualify for these products. Eligibility and availability vary by program and borrower. Kristine Ta, NMLS #2703334. Loan Factory, Inc. NMLS #320841. Equal Housing Opportunity. Verify on NMLS Consumer Access.