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Eligibility and availability vary by program and borrower. All loans are subject to approval.
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Edwin Matos
Premier Broker · Pick My Mortgage Rate, powered by Loan Factory
Edwin Matos is a mortgage broker on Jerry Kindig's Pick My Mortgage Rate team at Loan Factory, NMLS #2749585, licensed in Illinois, Indiana, Texas, and Wisconsin.
Edwin handles residential, commercial, and SBA financing, including ITIN and Non-QM loans. He is fluent in English and Spanish and has served more than 7,000 clients through his tax practice.
- NMLS #2749585
- Loan Factory, Inc. NMLS #320841
Licensed state(s)
- IL
- IN
- TX
- WI
Meet Edwin.
Making Homeownership & Business Growth Possible
I do all loans—residential, commercial, and SBA financing. From conventional and FHA to ITIN and Non-QM mortgages, I find the right financing solution for your situation.
With 7,000+ clients served through my tax practice, I understand diverse financial situations. As a bilingual loan officer with access to 240+ lenders, I find solutions where others see obstacles.
First-time homebuyer? Self-employed? Need a jumbo loan? ITIN holder? Commercial property? Business expansion? Let's talk.
I don't just process loans—I build pathways to generational wealth for families and business owners who've been told "no" too many times.
��️ Fluent in English & Spanish
�� Licensed in Illinois, Wisconsin, Indiana & Texas
Contact Edwin
Loan programs and tools.
- ConventionalNot government-backed; works for many buyers with solid credit and steady income.
- FHAInsured by the FHA, with more flexible guidelines.
- VAFor eligible veterans, service members, and surviving spouses.
- USDAFor eligible buyers in eligible rural and suburban areas.
- Down Payment AssistancePrograms that can help bridge the down payment gap.
- Mobile HomesFinancing for mobile homes, with or without land.
- Self-Employed (Non-QM)Looks at your real financial picture, not just W-2s and tax returns.
- DSCRQualify on the property's rental income, not your personal income.
Not all clients will qualify for these products. Eligibility and availability vary by program and borrower. Edwin Matos, NMLS #2749585. Loan Factory, Inc. NMLS #320841. Equal Housing Opportunity. Verify on NMLS Consumer Access.