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Home / Our Team / David Perkins
David Perkins
Mortgage Broker · Pick My Mortgage Rate, powered by Loan Factory
David Perkins is a mortgage broker on Jerry Kindig's Pick My Mortgage Rate team at Loan Factory, NMLS #2791374, licensed in Texas.
David is based at the Houston branch and helps individuals and families across Texas.
- NMLS #2791374
- Loan Factory, Inc. NMLS #320841
Licensed state(s)
- TX
Meet David.
David Perkins is a Loan Officer based at our TX-Houston branch, dedicated to serving clients with integrity and care. Licensed in Texas (NMLS #2791374), David is committed to helping individuals and families navigate the mortgage process with confidence. He conducts business in English and is passionate about providing personalized solutions for each client. Through our company, he can also assist with real estate services throughout Texas.
Contact David
Loan programs and tools.
- ConventionalNot government-backed; works for many buyers with solid credit and steady income.
- FHAInsured by the FHA, with more flexible guidelines.
- VAFor eligible veterans, service members, and surviving spouses.
- USDAFor eligible buyers in eligible rural and suburban areas.
- Down Payment AssistancePrograms that can help bridge the down payment gap.
- Mobile HomesFinancing for mobile homes, with or without land.
- Self-Employed (Non-QM)Looks at your real financial picture, not just W-2s and tax returns.
- DSCRQualify on the property's rental income, not your personal income.
Not all clients will qualify for these products. Eligibility and availability vary by program and borrower. David Perkins, NMLS #2791374. Loan Factory, Inc. NMLS #320841. Equal Housing Opportunity. Verify on NMLS Consumer Access.