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Plain-English articles on loan programs, buying a home, refinancing, and home equity, so you can walk into your next conversation with a lender knowing the basics.
Written by Jerry Kindig, licensed mortgage broker, NMLS #2397823.
Jerry L Kindig IIIWhat credit score do you need to buy a house? Plain-English guide to FHA, conventional, VA, and USDA score rules, why score affects price, and how to raise it.
Jerry L Kindig IIIHow many mortgage lenders should you apply with? A local loan officer explains why three quotes is a good start, the 45-day credit window, and what to compare.
Leave your name, email, and phone, and we will let you know when new guides are posted.
Articles are general education, not a loan offer or commitment. All loans are subject to approval.
Articles explain the basics. For your situation, talk with a licensed loan officer or compare options yourself.
Jerry Kindig, a licensed mortgage broker (NMLS #2397823) with Pick My Mortgage Rate, powered by Loan Factory (NMLS #320841).
No. Articles are general education about mortgages. They are not a loan offer, a rate quote, or a commitment to lend. All loans are subject to approval, and your options depend on your situation.
Use the blog sign-up form on this page to leave your name, email, and phone, and we will let you know when new guides are posted.
Yes. Call or text (480) 526-4505, email [email protected], or use the contact page, and a licensed loan officer will follow up.